What does OandP mean in construction? A simple breakdown

When you've been looking at a contractor's bid or a good insurance estimate plus wondering what does o& p mean in construction , you're definitely not by yourself. It's one of those acronyms that gets tossed about constantly in the industry, yet it's often the source of lots of confusion—and occasionally a little bit of tension—between homeowners, contractors, and insurance adjusters. ...

April 5, 2026 · 7 min · Evangelina Jimena